"Health Insurance Blog" - 1 new article

Whether you celebrate Valentine’s Day or not, you should take the time to give the gift of love by ensuring your family has quality health insurance coverage.  If you, or any family members are going uninsured right now, you should consider how financially catastrophic it can be if you become ill or injured and you are uninsured.  The Health Affairs Journal says that about half of all bankruptcy filings in the US are due to medical expenses.  This goes to show how devastating it can be if you choose to take the risk and live life without health insurance.

The National Center for Health Statistics says that the number one reason people choose to go without health insurance is because of cost (around 50%).  About 24% of people go without health insurance because they are in between jobs, and 10% have no health insurance because their Medicaid benefits have stopped.  Ineligibility for family insurance coverage due to age or leaving their school accounts for about 8% of uninsured people.

There is also a group of people who believe they do not need health insurance because they are generally healthy and do not use health care services.  While this may be true for some people, you can never know for sure if you may be hurt in an accident or if you will be diagnosed with a serious health condition.  The National Center for Health Statistics points out that over 40 million adults needed but did not use medical care, prescription medications, mental health care, dental care and eye care because they could not afford it.  This goes to show that health insurance coverage can be extremely valuable.  If you are without coverage, or do not think you have a quality health insurance policy, take the time to get instant quotes at healthinsurancesort.com and protect the family you love.

Written by Sam Tabes

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