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:: Swagbucks Paid for our Carpet Cleaner

Today’s Swagbucks success story is from Carmen:

I have been using Swagbucks for a few years now, but for much of that time, I wasn’t hardcore about it. I would watch a video here and there and get a few bucks a day for searching.

However, when I decided that I wanted to save up my Swagbucks for Amazon gift cards to purchase a carpet cleaner, I decided to invest at least one hour a day into it, sometimes even more time at night when the kids were in bed.

Some of the fastest ways to earn Swagbucks were:

  • Complete Surveys – I would aim to complete one or two a day. Most surveys are worth at least 50 Swagbucks.
  • Swagbucks Mobile TV – I downloaded the app on my smartphone and would run the mobile tv until I reached my daily 50 points limit.
  • Watch Swagbucks TV – I would watch videos at night.
  • Print all coupons from coupons.com thru Swagbucks - you earn 10 bucks every time a coupon is redeemed.
  • Daily Meter Goal – Swagbucks has a reward program where you have a daily goal and if you meet that goal daily for a week, a month, etc, you earn an extra bonus. For example, if I met my daily goal 30 days in a row, I would earn a monthly bonus of 300-500 extra Swagbucks.

There are so many ways to earn on Swagbucks and with putting in an hour every day, it didn’t take me long to earn enough to pay for our brand-new carpet cleaner!

This year, I am saving up for Christmas — my goal is to not spend any money on Christmas gifts!

Have you saved up and purchased something using your Swagbucks? If so, you could get a $50 gift card just for sharing your Swagbucks success stories with MoneySavingMom.com readers!

    

Have a more disciplined, productive year! Get 21 Days to a More Disciplined Life!

:: Being debt-free is such a blessing when unexpected expenses arise

I received this email from Debra recently and I thought it might encourage some of you. Her email shows how working hard to become debt-free can really pay off when you have unexpected expenses and opportunities arise:

About three months ago, my husband and I reached our goal of being debt-free — with the exception of our mortgage. We had three+ months salary in a savings account, and a small amount in a car savings account. We were so relieved and proud of our hard work and sacrifice to reach these goals.

Then, over the twelve weeks that followed, we were challenged financially by some unexpected blessings and expenses.

Our 1st expense:

We were notified by the state that our name had been drawn out of a lottery to receive state funding for a safe room (storm shelter). This was a blessing because living in Oklahoma and not having a cellar or safe room meant worrying every time tornado season rolled around.

The funding would pay a little less than half of the cost of the safe room. So we proceeded with purchasing the safe room, tapping into our savings just a bit. What a blessing is was to have the shelter during the month of May; it was rough here in Oklahoma!

Our 2nd expense:

Our church was sending a group to Russia for a mission trip and both my husband and I felt like he should go. The cost of a ten-day trip to Russia including all air and land expenses was a hefty one.

Without fear we proceeded forward, knowing God was calling him. While saving up in the weeks prior to the trip, an anonymous donor paid $1,000 of each team members expenses; about 1/3 of the total cost. What a blessing!

Our 3rd expense:

We had our van in the shop, undergoing several repairs to the tune of $900. On the way to pick up the van, in my husband’s car, we were hit from the behind. The impact pushed us into the truck in front of us — so our car had rear AND front end damage.

The car was over 10 years old and had very high mileage, so the insurance company totaled it. We weren’t ready to purchase another car and were worried that even with the insurance money we wouldn’t have enough to purchase another vehicle with cash only.

We prayed that God would lead us to the right vehicle and He did. We were able to purchase a used small crew cab truck for my husband paying cash; using the insurance money, car savings fund and a little from our checking account.

All of this has taught us to be faithful and patient and in each situation God worked out a way for us to pay cash!

Debra is a stay-at-home mom and mother to three boys; Kalen age 10 and Jordan and Josiah (twins) age 5. She does some contract work from home and teaches a few fitness classes each week at my gym. She is passionate about being frugal and saving money.

photo credit

    

21 Days to a More Disciplined Life

 


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